Business challenges

[none]

What is the level of risk associated with the customer and how can I efficiently and flexibly define acceptance grids for consumer credit?

 

[none]

How do I protect the organisation by defining a rating system to assess the credit risk of customers and suppliers?

 


[none]

How can I integrate credit strategies into my processes by harnessing Artificial Intelligence?

[none]

How can I minimise the risk of insolvency accurately and intelligently?

 

An effective solution to your needs

When evaluating customer credit, loan or mortgage applications, it is important to remember that the quantity and range of data available for assessment of credit worthiness is constantly growing, making it difficult for companies to process, interpret and harness this data.
Furthermore, these businesses must constantly keep up to date on the
latest trends in credit scoring in order to maintain a competitive advantage in terms of credit quality.

To
automate evaluation processes, reduce costs and improve efficiency, we have created Credit Scorecard, an Artificial Intelligence app that optimises the credit process through a powerful decision-making engine capable of harnessing the most advanced Machine Learning algorithms, reducing the time between development and generation of credit strategies.
This tool guarantees accuracy, flexibility and efficiency, enabling various legacy procedures to gain the benefits of the most advanced AI tech.

Unique benefits of Credit Scorecard

[none]
Perfect integration of usage of external and internal databases regarding customer behaviour and profiles. This fully harnesses data within the company, combining it with external sources. Even when you think information is insufficient, we are able to extract the value from it.
[none]

Flexibility and speed in handling:

  • acceptance grids;
  • business rules;
  • rating system;
  • calculation of Probability of Default (PD);
  • Decision-making engine: once the rules are developed, they are put into production (by linking them to a credit approval system). Changing the rules according to business needs is easy: it is possible to manage independently the way acceptance grids act based on business needs and tolerated risk;
  • categorisation of customers/suppliers/capital goods.

Areas of application

  • Show more

Processes

Credit Approval

Risk Management

Administration, Finance and Auditing

The benefits of choosing us

  • Speeding up the credit process between training, validation and passage into production;
  • accurate assessment and minimisation of supplier or customer credit risk;
  • maximum flexibility and rapid implementation of new credit strategies.

Successful cases

Contact us